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HOW TO MAKE MONEY WITH WEMA BANK ALAT (THE FIRST 100% DIGITAL BANKING IN NIGERIA)



In the history of Nigeria Banking, not a single Digital Bank has ever been created from the start. Banks only provide a Mobile Banking application, which tends to make transactions faster. But the fact is Mobile Banking is different from Digital Banking. Mobile banking requires you going to your bank to get your ATM card and also get it activated.
ALAT is a digital banking service powered by Wema Bank Nigeria, it is 100% digital which allows you to do all your banking transactions without being physically present at a bank. Alat digital bank allows you to open a free, fully functional savings account using just your BVN and phone number in exactly 5mins. No paperwork required!

At its core, ALAT by Wema bank is selling simplicity, reliability, and convenience. ALAT digital banking help you put money away easily by automating your saving, make sure your bills are paid on time with its scheduled payment feature and deliver a free debit card (ALAT ATM Card) to your doorstep, you can activate, lock and unlock your phone to use anywhere in Nigeria. You can get paid when you refer a friend to open and fund an account too. All from the comfort of your smartphone.

I know the question on your mind is that: can we trust ALAT
I decided to try it out my self to see whether it's trustworthy, I must say, am really impressed with the way they handled things, below are some pictures of my account and what I have been up to;





This is becoming so interesting. After my tour of my research, I found ALAT to be legit and trustworthy and also, it has a very responsive and caring customer care service, they are ready to listen to your complaints and also ready to get them solved as soon as possible. So why not try ALAT?

Refer anyone to open an ALAT Wema bank account with your own referral code which you'll find when you click on "refer a friend" and you will earn up to 1000 Naira on each person. More also,  for the first 10 people you referred, you will earn 5k and then will be given a bonus of 5k making it 10k.

Hi! Join me on ALAT with this referral code 91RLUS and you could make some money too. 


just waiting for my MasterCard to be delivered today
note: I signed up on Monday, it takes 2 business working days to deliver, so I should be receiving my card today, will update you when it's delivered.

to visit the website to register now click here.

What is ALAT?

 ALAT is Nigeria’s first fully functional digital bank. With ALAT, you can do all your banking transactions without being physically present at a bank. 

 How is ALAT different from a banking app? 
ALAT is built from scratch to be entirely digital, making all banking services available to you anywhere you can access the internet. A banking app is just an app offering some banking services, not a full digital experience: you'll still need to go to the bank to get a debit card and activate it, request your account statement, submit documents and often, to get basic customer support

. Why should I use ALAT?

 ALAT will save you time with a simple account opening process that takes less than five minutes, help you put money away easily by automating your saving, make sure your bills are paid on time with its scheduled payments feature and deliver a free debit card you can activate, lock and unlock your phone to you anywhere in Nigeria.

 Which mobile platforms are supported?



 You can use ALAT on iOS and Android devices

. How do I open an ALAT account without going to a bank?

 You can open an ALAT account easily on from your phone. Install ALAT from the Apple App Store or the Google Play Store, open the app and sign up with your Bank Verification Number and a valid phone number. Must I provide my BVN to open an ALAT account? Central Bank regulations require you to have a BVN to own a fully functional account. We need your BVN to automatically retrieve your personal information so you won't need to fill a lengthy form when signing up.

 How long does it take to open an ALAT account? 

Opening an ALAT account from your phone takes about five minutes, a lot quicker than going to a regular bank to open an account. 

What kind of account can I open on ALAT?

 With photos of your face and signature, you can open a basic ALAT account. This account is restricted to a balance of 300,000 naira, a single deposit limit of 50,000 naira, and a daily transaction limit of 30,000 naira. When you upload photos of your government-approved ID card and a utility bill, your account will be upgraded to standard savings account without these restrictions. 

What documents are required to open an ALAT account? 

To open a basic ALAT account, you'll need to upload a photo of your face and a photo of your signature (sign on a plain piece of white paper). For a full ALAT account, you'll also need to upload a photo of your government-approved ID card (your international passport, driver's license, national ID card or voter card) and a photo of a utility bill (not older than 3 months). What kind of ID card is required to open an ALAT account? The standard Central Bank requirements for opening a standard savings account apply to ALAT: you will need to upload a picture of your international passport, your driver’s license, your national identity card or your permanent voter's card.

 How will I submit my documents without going to a bank?

 It's simple. Take a photo of each document, open ALAT on your phone and click Upload My Document to upload the photo of each document. How will I know that my uploaded document has been accepted? We will send you an email. I have uploaded my documents but my account is restricted. Your account will be activated as soon as we've verified your documents and address. In the meantime, you can save money in your ALAT account but you can't spend it.

 How do I get my ALAT account number? Your ALAT account number will be emailed to you. It will also be displayed on your dashboard each time you log in to ALAT.

 Why is my ALAT account not up and running? 

If you can't withdraw cash, it could be one of the following reasons: You have not uploaded all required documents. Your residential address has not been verified. One or more documents you supplied have expired or are invalid. Details on one or more of your documents do not match your personal details we have.

 How do I fund my newly opened ALAT account?

 1. By direct debit from your Wema Bank account to your ALAT account: a. Log in to the ALAT app and click Fund My Account. b. Click the From Wema Account menu option. Both the ALAT and Wema accounts will be displayed with their account balances. c. Type the amount you want to fund your ALAT account with. d. Type the six-digit code sent to your registered phone number by SMS. e. Click Fund Account to complete. 2. With a bank card from any Nigerian bank: a. Log in to the ALAT app and Click Fund My Account. b. Click the From Other Bank Card menu option and type the debit card details (card number, expiry date, and CVV) in the fields provided. c. Authenticate with the card PIN and type the token sent to your phone number by SMS to add the card. d. Type the amount to be transferred from the added debit card to your ALAT account and authenticate with the card PIN and the six-digit code sent to your phone number by SMS. 3. With a foreign bank card: a. Log in to the ALAT app and Click Fund My Account. b. Click the From Foreign Card menu option and type the debit card details (card number, expiry date, and CVV) in the fields provided. c. Authenticate with the card PIN and type the token sent to your phone number by SMS to add the card. d. Type the amount to be transferred from the added debit card to your ALAT account and authenticate with the card PIN and the six-digit code sent to your phone number by SMS. 4. By transferring money from another bank’s online banking platform. Can I deposit cash into my ALAT account? For your convenience, you can deposit cash into your ALAT account at any branch of Wema Bank. To find a branch close to you, log in to the ALAT app, click Talk To Us then click Branch & ATM Finder. 

Can I use ALAT on more than one device?

 You can install ALAT on more than one device, but for security reasons, you can only log in on one device at a time. You will be required to authorize or authenticate any device you're switching to.

 How do I get my account statement by email?

 Your account statement can be generated and sent to your registered email address from the ALAT app. Log in, click Accounts then click Get e-statement, select the date range and click Send To My Email to receive your statement.

 How do I change my ALAT password? 

To change your password, click Settings then click Change My Password. 

How will you verify my address? 

We will visit the address you provide. Is ALAT secure? We take security, privacy and the protection of your personal information very seriously. We always use the latest versions of security software for verification and we run regular tests to find and remove weaknesses in our systems. 

What should I do if I suspect there are unauthorized transactions on my account? 

First, change your ALAT PIN and password immediately. To change your PIN, open the ALAT app, click Security then click Change ALAT PIN. And to change your password, click Security then click Change Password. After you've changed your ALAT PIN and password, review your transaction history to validate recent transactions and send an email to help@alat.ng or call 070022552528 if you spot any unauthorized transaction. What do you do with the account opening information I provide? Your privacy is very important, so we handle your personal information with great care. We store your data securely and transfer it only through encrypted connections. We use your personal information to: Identify you. Facilitate sending and receiving payments. Improve your ALAT experience. Can I change my personal information on ALAT after my account has been opened? Yes. Send an email to help@alat.ng or call 070022552528 to change your personal information.

 What should I do if my phone is stolen? 

The ALAT app installed on your phone is secured with your personal login password so your money will be safe, but you should take these steps as soon as possible: Install the ALAT app on another device and log in. Set a new login password. Click Settings then click Change My Password. Review your transaction history to validate recent transactions and send an email to help@alat.ng or call 070022552528 if you spot any unauthorized transaction.

Remember to fill your detail with referral code:91RLUS.

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